Credit Repair Vs. Credit Deletion
The main difference between credit repair and credit deletion is that in credit deletion, derogatory credit is permanently removed from your credit profile. At most credit repair companies the process of improving your credit score is virtually identical. A representative from the so-called credit repair company will author letters of dispute on your behalf. These letters of dispute are intended to provoke a creditor to respond to the dispute within 30 days. If the creditor fails to respond, then the derogatory trade line is supposed to come off of your credit report. This strategy is poor at best. Here’s why:
There are multiple credit bureau’s and this strategy may not work with all of them. Therefore, your overall credit score average will still remain low.
Whenever the creditor decides to report the same derogatory credit item to the credit bureau’s in the future the same trade line will most likely reappear.
Finally, this strategy is contingent on your creditors not responding to disputes and not on the skill or effectiveness of the so-called credit repair company. This is perfect for most of these “credit repair” companies because what they are really after is to charge you a monthly fee for AS LONG AS IT TAKES to get not just one creditor…but all of your creditors to “forget” to respond to a dispute. You could literally spend thousands of dollars and multiple years waiting for your credit to improve.
Don’t fall for the claims of the so-called credit repair guru’s. Get your credit repaired permanently today via credit deletion.
Credit Deletion is Superior to Credit Repair!
Instead of hoping one of your creditors will fail to respond to a dispute letter our attorney backed service will remove derogatory credit from your credit profile permanently!
Here’s an overview of what we guarantee:
Permanent removal of derogatory trade lines
Credit score improvement at all of the main bureau’s
You will not have to pay us ever again because there are no revolving fees
$10,000.00 to you if we fail to delete derogatory credit items
We can permanently delete foreclosures, mortgage late payments, revolving debt payments, and all bankruptcies except an open Chapter 13 filing
