Beware Of Credit Card Scams- Easy To Spot Signs You’re Getting Ripped Off

By Mike Wayman

If you have had your credit card lost or stolen, someone can use your card to make purchases. Also, spyware is used to obtain people’s credit card details, and if you give out your security code, they can make purchases on the internet or over the phone. If they know your pin number, they can get cash advances from an ATM using a cloned card, where another card has been made with your details.

Keep a watchful eye on your credit card statement for any charges that you did not make. If you have given our credit card details to a suspicious person, perhaps on the internet, keep your eyes out for activity. If you keep your security information somewhere with your card, and it if found missing, this could be a theft.

Good guidelines are to never give out credit card information to someone you don’t trust. Don’t use public computers at libraries or internet cafes to do your online banking. Don’t use software that autocomplets online forms. Scammers can get easy access to your details. Do not give out details on the phone regarding your personal information, credit card, or any online accounts, to anyone you don’t know to be a trusted source. Never send that information through email.

If you find account activity that is not yours contact the bank immediately.